Our collateral-free micro-loans are given exclusively to individual women entrepreneurs through women groups. These groups consist of 15-30 members from the local community and provide an accessible and supportive environment through which to manage their loans. They also offer a space for women to come together, exchange information, and gain financial awareness.

The group loans range from Ugx 300,000 minimum - Ugx 10 million maximum. Borrowers repay through weekly or bi-weekly instalments during the group meetings. We complement the loans with services such as pre-disbursement orientation and financial literacy training to enhance our borrowers’ financial behaviour. Our clients generally utilize their loans to buy productive assets, engage in rural trade, invest in micro-businesses, and manage household emergencies. Group loans are a flagship of the BRAC model and constitute over 94% of BUBL loans.